Welcome to Todd and Cue
Todd & Cue have offered professional insurance broking and risk management services of the highest quality, since their formation in 1979.
Our service is the key to our success. We have grown consistently, primarily through client recommendation, to become one of the UK’s leading independent insurance brokers and risk managers. Total client focus, with excellence in all aspects of service coupled with our growing buying power ensures that you will receive competitive insurance premiums and a true value for money service resulting in a complete and cost effective package.
Our clients are of vital important to us, which is why so many stay with us for so long. They include household-name public companies, well-known professional practices, financial institutions, private companies, partnerships and sole traders.
Contact us to see how you can benefit from having Todd and Cue as your insurance and risk management partner. Whatever the size of your organisation, Todd & Cue can help.
Latest News
City Centre Unrest August 2011
In light of the disturbances that have taken place in a number of major city centres across the country over the past few days, We feel it important to issue you a directive which we hope may be helpful.
ACT NOW
It is important that if you have been affected by the current situation, or feel that you may have a claim arising from these disturbances, notify us of any potential claims within 7 days of the relevant incident. You should do this by calling us on 0191 482 0050 or emailing us at Derek.lee@toddcue.com
Provisions under the Riot Damages Act 1886
The current definition of a riot is codified in the Public Order Act 1986. The essential points are:
- 12 or more persons must be present together and use or threaten unlawful violence for a common purpose and the conduct of them (taken together) must be such as would cause a person of reasonable firmness present at the scene to fear for his personal safety
- It is not necessary for the Claimant to show intent to use force to resist such opposition
- It is not necessary for anyone to be present and actually harmed
The local police authority has a legal responsibility under the Riot Damages Act 1886 to reimburse persons who sustain damage to property as the result of a riot. The wording of the statute is explicit, in that any claim under the Act must “be made in writing and received by the local police authority within 14 days of the alleged incident.
However, policyholders are reminded that policy wordings include within the Claims Notification Clause, a requirement for any claim for riot and/or civil commotion to be notified to Insurers immediately with full supporting documentation within 7 days of the incident occurring, specifically to prevent a recovery action being turned down by the police authority on the basis that the action is time barred. The Insurance Company Ltd is then entitled to recover their outlays under the principle of subrogation.
Naturally we hope that you and your businesses are safe and unaffected by the recent incidents. However, if you do need further guidance or assistance, please do not hesitate to contact us and we will be pleased to help you.
New Year, new regulations
As we all return to work and absorb the changes and challenges that a New Year brings we should also be mindful of continuing changes within the regulatory world.
The final phase of the Energy Performance of Buildings Regulations (EPBR) came into force with effect from the 4th January 2011. These regulations were put in place in 2007 and have since been introduced in several phases. The regulations saw the introduction of Energy Performance Certificates.
The final phase, however, and one which will affect many businesses is the lowering of the size of air conditioning systems.
Effective from 4th January 2011, all air conditioning systems with a cooling or heating capacity of greater that 12 kW will require to be surveyed and reported upon. This is a reduced threshold from the previous 250 kW. Once complete the survey report and its findings will be applicable for 5 years. The survey will also be accompanied with a recommendation report which will identify ways in which to operate the systems more effectively and thus save on operating costs. Operating costs are of course in current times, uppermost in our minds.
This legal requirement to have the efficiency of air conditioning systems assessed fulfils part 4 of the EPBR, which also contribute to the Government’s strategy in meeting their climate change targets.
We encourage all clients to be mindful of the change in regulation and should you require assistance in arranging for any survey report to be completed, please contact your usual contact within Todd & Cue who will arrange for the service to be provided through one of our insurer partners.
15/03/2011 Todd & Cue welcomes Rachael Frith
We are delighted to announce the appointment of Rachael Frith to our Internal Broking Team. Rachael has considerable broking experience gained from working in both regional and national broking companies and we are confident Rachael will assist us in continuing to ensure we offer a first class service to our clients.
04/05/2010 New additions to Todd & Cue
We are delighted to announce the appointment of Julie Rea as Account Executive. Julie brings with her a wealth of broking experience gained from various broking roles within the local market and will play a pivotal role in assisting our business development ambitions whilst also assisting us with our client servicing offering.
13/07/09 Teresa Brown joins Todd & Cue
We are delighted to announce the appointment of Teresa Brown to our broking team within Todd & Cue.
Teresa brings with her a wealth of experience both from a broking and underwriting perspective and will assist us greatly in ensuring we continue to provide a first class service to all clients.
02/06/09 New Director Appointed
We are pleased to announce the appointment to the Board of Directors of Mr Mark Armstrong
Mark joined the business in March 2005 and his enthusiasm and experience has prompted his appointment and we look forward to Mark’s assistance in the operation of the company in the years ahead
01/05/09 30 Years of Insurance
This year Todd & Cue are very proud to celebrate 30 years as an Insurance Broker