Commercial Property Insurance

Commercial property insurance is specifically designed for businesses to help them protect their assets. It will cover the rebuild cost of any buildings and the cost of replacing other assets including equipment, machinery and plant and stock.

Flooding, storm damage, fire, and theft are an example of some of the perils which can be protected against.

Do I Need Property Insurance For A Commercial Building?

There is no legal requirement to have commercial property insurance, but it is prudent to ensure that your assets are protected against damage. If you own your commercial property via a mortgage, it is most likely that your mortgagor will insist on the appropriate level of insurance being in place.

With any type of property, there is always a risk of damage being caused to it, whether that’s accidental or otherwise. If you don’t have commercial property insurance cover, you may end up having to fund expensive repairs or rebuilding work yourself.

As A Landlord, Why Is It Important To Have Your Building Covered?

If you are a landlord and own your commercial property outright, it remains prudent to invest in building insurance for your property. It will protect you from significant expense in the event of something like a fire, flood, or malicious damage.

Todd and Cue are specialist insurance brokers. Our experienced team will find you bespoke business insurance that meets the needs of your commercial property exactly. We can provide commercial landlord insurance, whether that’s just buildings insurance or includes contents as well.

Get in touch with our team today to get a competitive commercial property insurance quote.